Getting to know HMO Louisiana (2023)

Your plan covers a variety of benefits to keep you healthy. They include:

Your Schedule of Benefits (SOB) includes information about what services are covered, what's not covered and how much it will cost.

You can manage your prescription drug coverage by logging in at bcbsla.com/myaccount and choosing "Pharmacy" on the dark blue bar near the top of the page. Once you log in, you can:

Control costs by staying in your network. No out-of-network benefits apply to your HMO plan, except for emergency care.

Be proactive about staying in your network by visiting bcbsla.com/findcare to find a doctor or hospital in your network.

You must pick a primary care doctor in the HMO network to handle most of your medical needs when you are sick or injured.

Save time and money by getting the right care in the right place. Don't go to the emergency room for a cold.

Activate your Blue Cross online account quickly and easily. Once you're registered, you can manage your account, choose to go paperless, review your benefits, see your claims status, view your digital ID card, and more - 24 hours a day, seven days a week.

Medical and behavioral health visits available.

Have a BlueCare online medical visit 24/7 or behavioral health visit by appointment using a computer, smartphone, tablet or any device with internet and a camera. Before every visit, you will see what it will cost based on your plan type and benefits. You will not be charged until the visit is complete. All providers are U.S. trained and board certified.

After each visit to a doctor or hospital, we will send you an Explanation of Benefits (EOB). It is a summary of the charges for the care or services you received. It shows what we cover and what the provider charged or what the service cost. It is not a bill. You may choose to go paperless and get your EOBs online by logging in at bcbsla.com/myaccount and choosing "Account Preferences."